Frequently Asked Questions

Are there any application fees?

No, there are no fees or charges to receive a cash advance.

Is this a loan?

No, this is not a loan. There is no fixed payment and no interest payment. Merchant Funding is repaid based on your variable monthly credit card sales volume. We get paid when you get paid.

How much cash will I receive from my Merchant Funding cash advance?

Advance rates are variable, depending on your historical monthly credit card sales volume. Each merchant will have his or own custom tailored cash advance program.

How long until I receive my Merchant Funding cash advance?

Typically within 72 hours of submitting an online application.

Can I pay off my Merchant Funding cash advance early?

Yes, you can repay your cash advance at any time without any penalty or fee.

Does a Merchant Funding cash advance affect my credit score?

No. A Merchant Funding cash advance does not show up on your credit report and does not affect your credit score.

Can I renew my Merchant Funding cash advance?

Yes. In fact, if your credit card sales volume increases, you may be eligible for a larger cash advance amount, in addition to renewing your existing Merchant Funding cash advance.