Funding Solutions

Merchant Funding provides working capital to small business operators based on future Visa/MasterCard (V/MC) receivables.

Here is how the program works:

Merchant Funding purchases future credit card receivables from the Merchant at a discount.

Based on the Merchant's V/MC volume, Merchant Funding factors these receivables over a flexible time period and determines the cash advance amount the Merchant qualifies for. The Merchant agrees to allow a specified percentage to be deducted daily through their V/MC receivables.

The uniqueness of our factoring program is that, as your daily sales increase or decrease, so does the amount deducted.

 

Credit Card Processing

Credit Card Processing is a vital part of any business which relies on retail consumer spending. Knowing your rates and how they affect your bottom line can have a significant impact on your net revenue. 

Merchant Funding has partnered with Republic Payment Systems to ensure your processing rates are the most competitive in the industry. Republic Payment Systems guarantees to meet your existing rates and in most cases can reduce your monthly processing fees. 

To participate in the funding program, each Merchant agrees to switch their credit card processing to Republic Payment Systems. Republic Payment Systems supports all levels of processing equipment and software and typically can have your merchant account converted in less than 48 hours.